because: budget

I read a bloody good Mamamia article (You can follow the link here) this week written by a Sydney-based married millennial. Basically she documented her social, active, city living life by tallying up her total weekly spend. This did not include expenses just her ‘on the daily’ needs… and sometimes impulsive wants. I was gob smacked that her total weekly spend came to $1000 (remembering this is less expenses) until I realised I’m probably just as frivolous with my money. I decided to back track through my week and tally up my total weekly spend. Here’s what I got:
Monthly expenses:
Rent $800
Netflix $8.99
Myki $80
Phone $105
Health Insurance $72
Interweb $25
Adult braces $320
Total monthly expenses $1410.99

Thursday
Get a coffee on the way to work and accidentally also order toastie $11
Pay for a hen’s day $40
Go into the city during my lunch break. Need to get back to work ASAP can’t wait for Uber, get a taxi instead $12
Grab a sandwich for lunch $8.90 (Literally just a turkey and dust sandwich – nothing else)
Go for drinks after work with my mate Bridget $12 (Thank god it’s still happy hour!)

Friday
Coffee $4 (Go to the good place as you’re a Melbourne coffee snob)
Get sushi for lunch then are disappointed when it comes to $17.00 (I should have just got a $10 souvlaki!)
Bottle of wine after work to drink while watching the footy, even though it’s pre season, with the boyfriend and his mates $12 (Don’t care if it’s full of sulphites, it’s on sale!)
Ice creams from the 7/11 on the way home from watching pre season footy $8

Saturday
I’m determined to pack my lunch all next week. I need ingredients for avo on toast, tuna salad and almond meal zucchini fritters. Like an idiot I get everything from the organic section of the supermarket $41
On the way home from the supermarket realise I locked my keys in the flat. Housemate is overseas so have to call a locksmith. Pay $120 for the privilege of getting into my own flat.
Pay for another hen’s $100
Spend the night (like actually the whole night 7pm – 6am) at White Night, go for a walk at 3.30am to stay awake, get sliders from food truck (also shout my sister but eat her share of the chips) $16

Sunday
Go to Maccas on way home from White Night. Devo when I discover they are only serving breakfast (I just wanted nuggets!). Get an Aussie breaky burger instead… and 2 hash browns $11
Sleep all day and don’t leave the house until 4.30pm spend $0 doing so (YES!)
Go to boyfriend’s for dinner, get the organic wine $18

Monday
Go to yoga but forget to bring a towel, mat, or water. Pay for class and hire of items $28
Need a coffee because I woke up at 5.30am to go to yoga $4.50 (get soy because I’m still pretending to be a flexitarian)
NEED new white t-shirt as I spilt olive oil on the one I just bought so have a quick look at ASOS… $46 later
Teach dancing in Yarraville after work and get an Uber home $23

Tuesday
Transfer money out of everyday account into my savings so I don’t spend my rent money – forget health insurance and Interweb is coming out. Get an overdrawn account fee $15 (… it used to be $9!)
Coffee $4.50 – Consider giving up coffee but I hardly eat meat I’m not giving up coffee as well!
Teaching in Yarraville again tonight another Uber $21

Wednesday
Coffee $4.50 (realise that soy is now $5.00 so just get a skinny flat white)
Go for a walk at lunch, fight the urge to get a Diet Coke… Get one anyway – it’s only $2.50
Read Mamamia article about Sydney woman who documents where her money goes over one week and realise this is a great idea. I then go to supermarket to buy coriander and tomatoes and end up spending $48
Buy a bottle of wine as well but finally sign up to Dan Murphy’s club card $12
Total Weekly Spend $619.90

I’m no accountant but it seems my lifestyle doesn’t match my income. Kind of like how my education doesn’t match my ambition or my crockery doesn’t match my apartment. I’ve heard about these people that track their spending and adhere to something called a budget..? And after actually seeing how much I spend weekly, on nothing, I’m likely to be implementing one. Maybe next week though…

I’m of the firm belief that money doesn’t buy happiness and having smashed avo on toast, e’ry day, is the ultimate meme, I mean dream.

#liveyourmilleniallife

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